Privacy, HIPAA and communications disclosures

KIV Insurance Consultants LLC states it acts as an insurance national producer fiduciary (NPN 22269841) and may receive health-related information in connection with insurance services. Do not submit medical records, diagnoses, or other highly sensitive health information through general website forms unless we specifically request it through an appropriate process.

This website notice is not a Notice of Privacy Practices and does not replace any approved HIPAA notice or authorization. KIV’s HIPAA status, privacy practices, and any required notices are subject to its applicable legal and contractual obligations.

When you check the consent box on a form, you agree that KIV Insurance Consultants LLC and its representatives may contact you about your request by phone call or text message at the number you provide. Consent is not a condition of purchase.

KIV’s form consent does not authorize automated or prerecorded calls. Message and data rates may apply to text messages. You may opt out of text messages by replying STOP, and you can ask not to be called at any time.

California residents may have rights to know, access, correct, delete, and limit certain uses or disclosures of personal information, subject to applicable exceptions. California residents may also have the right to opt out of the sale or sharing of personal information where those activities apply.

Residents of other states may have similar privacy rights under applicable law. Requests are assessed based on your state of residence, the information involved, and legally permitted exceptions. To submit a request, contact [email protected].

Insurance coverage is subject to policy terms, conditions, exclusions, underwriting, carrier availability, and applicable state law. Quotes are not offers of coverage and do not create a policy or bind coverage.

Website submissions are inquiries only. Do not cancel, change, bind, or assume coverage through this website without direct written confirmation from KIV or the applicable carrier.